Privacy Policy
Effective: July 1, 2025
Pocket takes the private nature of your personal information very seriously. We’ve written this policy to help you best understand what information we collect, how we use it and the choices you have as a Pocket user.
When you use the Pocket platform (collectively, the “Services”), you are consenting to the collection, transfer, manipulation and disclosure of your information as described in this Privacy Policy, as well as the terms set forth in our Terms of Use. Please read it very carefully, and feel free to contact us at hello@smudgebit.com with any questions and comments.
By using or accessing the Services provided by Pocket, you are accepting the practices and policies described in this Privacy Policy and consent that we can collect and use all or part of the information outlined below. You also consent to your information being shared as outlined in our Terms of Use.
No Collection of Personal Data
Pocket does not collect, store, or process any personal information from users. The App operates entirely on your device, and all data entered into the App (such as financial transactions, income, expenses, notes, and categories) is stored locally on your device or within your iCloud account if enabled. We do not have access to any of your data.
Use of Third-Party Services
Although the App itself does not collect any personal data, it integrates with the following third-party service for specific functionalities: - **Open Exchange Rates**: This service is used to fetch the most recent currency exchange rates. No personal data is shared with this service, as it operates without user identifiers. Please refer to the privacy policies of these services for further information on their data handling practices: - Open Exchange Rates: Privacy Policy
Data Storage and Security
All financial data entered into the App (e.g., expenses, income, and notes) is stored locally on your device. If you use iCloud to back up your data, the storage and security of that data are governed by Apple’s iCloud terms and policies. Pocket does not store or have access to your financial data.
No User Accounts or Registration
Pocket does not require you to create a user account, nor does it involve any registration process. This means that we do not collect email addresses, passwords, or any other personally identifiable information that could be associated with your identity.
Data Sharing and Disclosure
Since no personal data is collected, Pocket does not share, sell, or transfer your information to third parties. Any data you input into the App is kept solely on your device or within your iCloud account, and is never shared with us or any third party.
User Rights (GDPR Compliance)
If you are a user in the European Union, the General Data Protection Regulation (GDPR) provides specific rights regarding your personal data. However, since Pocket does not collect or process personal data, these rights are not applicable to the App. Any data stored in the App is under your full control, and you can delete it directly from your device at any time.
Children’s Privacy
Pocket is not intended for use by individuals under the age of 16. We do not knowingly collect any personal information from children. If you are a parent or guardian and you believe your child has provided us with personal data, please contact us, and we will promptly delete any such data from our systems. However, as noted, no personal data is collected by the App.
Limitation of Liability
We take reasonable steps to ensure the security of the App, but no software is completely secure. By using Pocket, you agree that we are not liable for any unauthorized access to, alteration of, or loss of your data. It is your responsibility to back up your data regularly and take appropriate precautions.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Since we do not collect user data, we will not notify you of changes directly. However, the latest version of the Privacy Policy will always be available within the App or on our website (if applicable). Continued use of the App after changes to this Privacy Policy constitutes your acceptance of the updated policy.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at hello@smudgebit.com.